You are not the first one to have questions, we have tried to answer the most common questions we hear from folks below.
We are currently licensed in 40 states throughout the country. For the states we are not licensed in, we have great referral partners we have been using for years.
The best way to get a quote is by contacting one of our agents by phone. This way an agent can give you the best quote for your specific situation.
Our service is completely FREE to you. We get paid directly from the carriers. Our commission is standard no matter which carrier you choose. This allows us to give you an unbiased opinion.
All Medicare supplements are standardized based on the Plan Letter. This means that if you have a Plan F with one company it is the same Plan F with another company. The cost can differ between the companies for the exact same coverage. Typically, folks can get a much lower price for the same plan if they are in fairly good health.
If you are looking to change Medicare supplement plans, you typically have to answer basic health questions to qualify for the new Medicare Supplement. There are certain circumstances when you don’t need to answer health questions and that is during your initial enrollment period or if you have a qualifying event.
Independent agents are able to sell MANY different insurance companies. This essentially allows an agent to give their client an unbiased opinion. Captive agents work for one insurance carrier. They are “captive” to that company and therefore can only sell that ONE company.
Phone : 1-800-805-6834
